One of my new year's resolutions was to be more financially mature. So I seriously looked at where my money was going. I looked at my income and created a budget. One of the challenges in creating the budget was the fact that my income changes each month due to the number of days that I work extended day. Each month I have done better with budget. I have greatly increased the amount that is in my savings account. In recent years I had largely ignored my savings account. I wasn't adding to it and sometimes I was taking money away from it. I hadn't been very careful with my spending especially with my credit card. It will be paid off next month. It hasn't been easy. I have greatly reduced my spending on clothes and fun stuff for me. I feel much more confident to be financially responsible. I made some mistakes and I have worked hard to fix those mistakes. Not only have I been fixing mistakes, but I have been giving. I have been giving money to church each month. I have been giving money to charities. The giving has made really happy. That is one thing that I go a little over budget on each month. I never would have thought giving my money away would bring me such joy. One of my small group leaders is very big on God winks. Basically nothing is a coincidence. Everything is a part God's plan and when things line up just so it's a God wink. This month my budget was a source of worry. My extended day paycheck was a lot less than normal due to spring break and dentist appointments. However, I finally started getting my reimbursements from blue cross blue shield. I have money taken out automatically each month, and then things get filed and I get money back. This month was my first month to get a check back. There was a check that was issued a while back that I never got so they are reissuing that check. Plus, I got two more checks for a grand total of $269. That's $269 extra on a month when my income was a lot less. Total God wink :) And in the spirit of being financially mature I plan on using the extra money I make this summer to start an emergency fund.
Can I go back to being a kid and not having to worry about money and budgets? Please and thank you.
Love never fails....And now these three remain: faith, hope and love. But the greatest of these is love.
Tuesday, April 17, 2012
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About Me
- alishakatherine
- Alabama, United States
- I graduated from the University of Alabama. I teach 1st grade. I am thankful for my many blessings.
1 comment:
My mom loves to say that you just can't outdo the Lord. You are doing your part, and you are being blessed. I like that cute phrase, a God Wink.
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